SỐ 190+191 | THÁNG 01+02/2022
Ổn định ngân hàng và tài chính toàn diện: Nghiên cứu các nước khu vực Đông Nam Á
Trương Thị Hồng, Nguyễn Từ Nhu
Tóm tắt:
Phát triển tài chính toàn diện được xem là một trong các chiến lược thúc đẩy tài chính nói riêng và tăng trưởng kinh tế nói chung. Trong những năm qua, nhiều quốc gia, đặc biệt là các nền kinh tế đang phát triển, trong đó có các nước Đông Nam Á, đã xây dựng các chiến lược phát triển tài chính toàn diện để thúc đẩy hệ thống tài chính bắt kịp xu hướng toàn cầu hóa. Bài nghiên cứu này tập trung đánh giá mức độ ảnh hưởng của phát triển tài chính toàn diện đến ổn định tài chính của hệ thống ngân hàng các quốc gia Đông Nam Á. Bằng phương pháp hồi quy tuyến tính trên dữ liệu bảng, kết quả nghiên cứu cung cấp bằng chứng thực nghiệm hữu ích về tầm quan trọng của tài chính toàn diện; từ đó đề xuất các gợi ý về mặt chính sách nhằm xây dựng chiến lược phát triển tài chính toàn diện đảm bảo cho sự ổn định của hệ thống ngân hàng tại các nước này.
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Banking Stability and Financial Inclusion: A Case of Southeast Asian Countries
Abstract:
Developing financial inclusion is being considered as one of the crucial strategies to promote finance in particular and economic growth in general. Over the years, many countries, especially developing economies that include Southeast Asia, have developed many policies involving comprehensive financial development strategy to promote the financial system and catch up with the strong globalization trend. The content of this study focuses on assessing the impact of financial inclusion development on financial stability of the banking system in Southeast Asian countries. By using linear regression with panel data, the research results provide useful empirical evidence on the importance of financial inclusion. Thereby, the authors propose policy suggestions to develop financial inclusion for ensuring the stability of the banking system in these countries.