SỐ 202+203 | THÁNG 01+02/2023
Ảnh hưởng của chuỗi cung ứng đến khả năng tiếp cận nguồn vốn tín dụng ngân hàng tại các doanh nghiệp niêm yết Việt Nam
Nguyễn Từ Nhu, Trương Thị Hồng, Cao Ngọc Thủy
Tóm tắt:
Bằng mô hình hồi quy tuyến tính, bài viết nghiên cứu ảnh hưởng của chuỗi cung ứng đến khả năng tiếp cận nguồn vốn ngân hàng tại các doanh nghiệp niêm yết Việt Nam trong giai đoạn 2010–2019. Kết quả nghiên cứu cho thấy mối quan hệ với các nhà cung cấp của doanh nghiệp ảnh hưởng tiêu cực đến mức độ xét duyệt cho vay của ngân hàng. Ngoài ra, các yếu tố như tổng tài sản, đòn bẩy tài chính và đặc điểm món vay đều có những tác động khác nhau đến khả năng vay vốn của doanh nghiệp. Từ đó, nghiên cứu đề xuất một số các gợi ý cơ bản nhằm giúp doanh nghiệp dễ dàng tiếp cận nguồn vốn và cải thiện mối quan hệ tín dụng giữa doanh nghiệp và ngân hàng.
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The Effect of Supply Chain on Accessibility to Bank Credit in Vietnamese Listed Companies
Abstract:
Using the linear regression model, the paper studies the influence of the supply chain on access to bank credit in Vietnamese listed companies during the period of 10 years (2010–2019). Research results show that the relationship between businesses and their suppliers negatively affects banks’ loan approval levels. In addition, factors such as total assets, financial leverage, and loan characteristics have different effects on the loans of companies. From there, the study proposes some suggestions to help companies easily access credit from banks and improve the credit relationship between businesses and banks.